Hello, I'm Justin!
Justin’s Key to Home Life is my way of sharing that knowledge. Here you’ll find practical tips, insider insights, and carefully chosen tools to help you buy, sell, renovate, upgrade with smart tech, or simply enjoy everyday living — from cooking to gadgets — so you can create the home life you’ve imagined.
Debt-to-Income (DTI) Calculator
Your debt-to-income ratio (DTI) is one of the most important numbers lenders look at when deciding whether to approve your mortgage. This free DTI calculator shows you both your front-end ratio (housing costs only) and back-end ratio (all monthly debts), tells you if you're within lender guidelines, and reveals the maximum mortgage payment you can afford. Enter your income and debts below to see where you stand. My Tools are here to help you achieve your homelife goals. Enjoy them and please tell your friends and family about my website. I want to help as many people as possible!