Hello, I'm Justin!
Justin’s Key to Home Life is my way of sharing that knowledge. Here you’ll find practical tips, insider insights, and carefully chosen tools to help you buy, sell, renovate, upgrade with smart tech, or simply enjoy everyday living — from cooking to gadgets — so you can create the home life you’ve imagined.
Free Home Buying Tools & Calculators
Explore 18+ free home buying tools designed to guide you from your first financial steps all the way through homeownership and beyond. Start by understanding where you stand with our net worth calculator, monthly budget calculator, and debt-to-income ratio calculator. Build a plan to get mortgage-ready using the credit score action planner, debt elimination tracker, and down payment calculator. When it's time to shop for a loan, compare your options with the true housing cost calculator, mortgage pre-approval checklist, and loan comparison calculator. Narrow down the right home using the home search priority matrix and property evaluation scorecard, then prepare for the finish line with our closing cost estimator and closing day checklist. Already a homeowner? Keep your investment in top shape with the home renovation priority planner, contractor comparison sheet, project budget tracker, seasonal maintenance calendar, home systems inventory, and home emergency contact list. Every tool is completely free — built by a housing industry professional with nearly three decades of experience to help you make confident, informed decisions at every stage of your home life journey.
