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A family standing in front of their new home holding their keys
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Hello, I'm Justin!

Justin’s Key to Home Life is my way of sharing that knowledge. Here you’ll find practical tips, insider insights, and carefully chosen tools to help you buy, sell, renovate, upgrade with smart tech, or simply enjoy everyday living — from cooking to gadgets — so you can create the home life you’ve imagined.

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Debt Elimination Tracker

Paying off debt before buying a home can lower your debt-to-income ratio and help you qualify for a better mortgage rate. Use this free tracker to list all your debts, choose between the snowball or avalanche payoff method, and watch your balances shrink. My Tools are here to help you achieve your homelife goals. Enjoy them and please tell your friends and family about my website. I want to help as many people as possible!

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